Universal Life

Non-Medical Universal Life

  • Flexible-premium, adjustable-benefit life insurance contract which accumulates cash value
  • No Medical Exams or blood work required as part of the application process
  • Coverage amounts range from $25,000 to $250,000
  • 15 year no-lapse guarantee if minimum premium is paid

Fully Underwritten Universal Life

  • Flexible-premium, adjustable-benefit life insurance contract which accumulates cash value
  • No stated maximum coverage amount
  • No-lapse guarantee if minimum premium is paid