Simplified Issue Term

Non-Medical

  • No Medical Exams or blood work required as part of the application process
  • Several different term durations to choose from to suit your needs
  • Coverage amounts range from $25,000 to $250,000
  • Return of Premium option available
  • Convertible to a permanent plan of insurance without proof of insurability

Association Term

  • No Medical Exams or blood work required as part of the application process
  • 10 year renewable term
  • Issue ages 18 to 65
  • Plans are available to members of the following:
  • All Government Employees (Federal, State, County & City)
  • First Responders (Police, Firemen, emergency medical professionals)
  • Employees of State Funded Educational Institutions
  • Railroad Employees
  • Hospital Employees
  • Spouses of eligible individuals