Final Expense

Ordinary Whole Life Insurance

  • Issue ages 0 to 85 (ages vary in some states)
  • Multiple Death Benefit Plans to qualify for based on health history
  • No Cost accelerated benefits including Terminal Illness & Confined Care
  • Affordable Premiums that never increase regardless of changes to your age or health.
  • Death Benefit cannot decrease regardless of changes to your age or health.
  • Benefits are paid to your beneficiary and are not subject to federal income tax.
  • Cannot be canceled because of changes to your age or health as long as premiums are paid.
  • Accumulated Cash Value can be used for emergencies or other financial needs.
  • No Medical Exams or blood work required as part of the application process.