Royal Neighbors of America

Today, Royal Neighbors has more than 200,000 members across the nation volunteering in their communities through our chapter system. In the last 40 years alone our members have given $350 million in time and talent to their communities. By becoming a member, you not only help secure your financial future, but will receive valuable opportunities and resources to make a difference in your own neighborhood.

Coming A Long Way

In 1888, at a time when women weren’t supposed to be educated, weren’t supposed to handle business or financial matters, weren’t considered worthy of financial protection, and weren’t even considered capable of voting for the governmental leaders who would represent them, Marie Kirkland of Council Bluffs, IA, put an ad in a local newspaper asking women to meet to plan a “social.”
Eight women responded, and from that first meeting, they began to build an organization that empowers women to be the best they can be. Chartered as a fraternal benefit society in 1895, Royal Neighbors was one of the first to insure women and children. Today, it remains one of the largest women-led insurers providing financial products, member benefits, and volunteer programs to its nearly 180,000 members.

Unique Mission

Royal Neighbors is not an ordinary insurance firm. Since 1895, we have held true to our mission to support women and those they care about by offering opportunities that other companies don’t. Our members receive competitive coverage; the opportunity to take advantage of member benefits which currently include scholarships, disaster aid, health and retail discounts, and the chance to volunteer and give back to their communities. The unique mission of giving back resonates with women of all ages.

Strong Portfolio

Our competitively priced life insurance and annuity products give you options to reach your financial goals depending on your needs.
You can select from products designed to help you retain wealth, add to your retirement or other savings, supplement your income, and plan for final expenses. Our product line includes:

  • Whole Life Insurance
  • Universal Life Insurance
  • Fixed Annuities
  • Fiscally Secure Organization

Royal Neighbors brings its members a 118-year history of fiscal stability:

  • Assets: more than $904 million under management
  • Surplus $209 million
  • Certificate holders’ surplus ratio: 23% (significantly above the estimated industry benchmark)
  • Solvency ratio 1.30 (above the industry average)
  • A.M. Best rating of A- Excellent (4th highest out of 15 possible) for overall financial strength and ability to meet ongoing obligations to certificate holders

(As of December 31, 2014)